The Olympus Pay banking app — in real conditions.
This is not a prototype. The Olympus Pay app runs on live infrastructure connected to real banking rails, payment processing, card issuing, and identity verification. When you make a payment, it moves.
Because the system is live, we ask testers to focus on evaluating the experience — clarity, speed, trust, and flow — rather than executing real money movements. Walk through the screens, explore the workflows you'd use day to day, and tell us precisely where it breaks, confuses, or fails you. Please do not execute real payments or banking operations during testing unless they are genuinely intended.
This is not the final design. The look, layout, and flows of the app may change significantly as we make improvements. You're seeing a work in progress — that's exactly the point.
What works. What doesn't yet.
| Feature | Status | Notes |
|---|---|---|
| Payment links | Live | Real transactions. Do not execute unless intended. |
| Receive payments | Live | Functional on live rails. |
| Send money | Live | Executes for real. Avoid unless intended. |
| Wallet balance | Live | Real-time. Multi-currency in testing. |
| Card issuing | Partial | Virtual cards available. Physical in progress. |
| Flight bookings | Live — caution | Will book for real. Do not test unless travelling. |
| KYC / identity | Live | Requires a real ID document. |
| Cross-border transfers | In dev | Do not attempt. Feature not active. |
| BaaS API access | In dev | Launching later for developers. |
Critical: Anything marked "In dev" should not be attempted. Payment links, send/receive, flight bookings, and card functions are live and move real money — do not execute payments or banking operations unless you genuinely intend them. Olympus Pay is not responsible for funds lost due to user-initiated transactions during the beta period.
What good feedback looks like.
- Document failure points preciselyScreenshot, screen-record, or describe exactly what you were doing when something broke. Step-by-step is best — upload it through the Tester Portal.
- Walk through real workflowsImagine paying a supplier, receiving from a client, checking a balance. Real use cases surface real problems — without executing live money movement.
- Rate every screen you interact withClarity, speed, trust. We want to know if you felt confident or anxious at any point in a financial flow.
- Flag confusing language or missing informationIf a label, error message, or confirmation isn't clear — that's a critical bug, even if no money moved.
- Do not execute payments / banking operations or test "In dev" featuresLive functions move real money; "In dev" features are intentionally disabled. Attempting either may produce real or unexpected results.
NDNC — Non-Disclosure & Non-Compete.
By accepting a beta invitation and accessing the Olympus Pay app, you automatically enter into the following Non-Disclosure and Non-Compete Agreement with Olympus Group Holdings, Inc. and its affiliates. This agreement is binding from the moment you access the application — no separate signature is required.
Olympus Pay Beta NDNC Agreement
Non-Disclosure & Non-Compete · Effective upon app access · Olympus Group Holdings, Inc.
"Company" / "Olympus" refers, collectively and individually, to Olympus Group Holdings, Inc. (Delaware, USA), Olympus Pay Limited (England & Wales), Olympus Pay Proprietary Limited (Botswana), and each of their respective subsidiaries, affiliates, successors and assigns. "Tester" means any individual or entity who accesses, registers for, or uses the Olympus Pay Beta application under any invitation, link, credential, or means whatsoever. "Confidential Information" means all non-public information concerning the Company's technology, software, source code, financial infrastructure, banking architecture, business model, product roadmap, partnerships, API design, transaction data, user data, pricing, security measures, and all other information disclosed or made accessible through the beta application or related communications.
By accessing or using the Olympus Pay Beta application in any form — including but not limited to opening the app, completing registration, initiating a transaction, or observing any screen — the Tester unconditionally and irrevocably agrees to all terms of this Non-Disclosure and Non-Compete Agreement. No separate signature, click-wrap, or written agreement is required. Access constitutes acceptance. If you do not agree to these terms, you must not access or use the application.
The Tester agrees to hold all Confidential Information in strict confidence and shall not, without prior written consent from an authorised officer of the Company:
- Disclose, publish, or communicate Confidential Information to any third party, including employers, investors, family members, or the general public
- Post, share, stream, screenshot, photograph, or otherwise reproduce any portion of the beta application, its design, flows, features, or data to any public or private forum, social media platform, messaging channel, or media outlet
- Use Confidential Information for any purpose other than providing good-faith feedback to Olympus during the beta period
- Discuss the existence, nature, or contents of the Olympus Pay beta programme without explicit written permission
- Provide Confidential Information to any competitor, investor, or entity that may use it to develop a competing product or service
In consideration of access to proprietary technology, financial infrastructure, business strategy, and competitive architecture, the Tester agrees that:
- For a period of 24 months from the date of first beta access, the Tester shall not, directly or indirectly, develop, found, co-found, invest in (other than passive holdings of less than 1% in publicly traded companies), advise, or participate in any business that provides substantially similar services to Olympus Pay — specifically: banking-as-a-service platforms, payment gateway infrastructure, full-stack financial operating systems, embedded finance platforms, or digital banking applications targeting emerging markets in Sub-Saharan Africa, the United Kingdom, or any market in which Olympus operates or has disclosed an intent to operate
- The Tester shall not use knowledge gained through beta access to assist any third party in replicating, reverse-engineering, or building upon the Olympus Pay platform, architecture, or product approach
- The Tester shall not solicit, recruit, or encourage any Olympus employee, partner, or contractor to leave the Company or join a competing entity during the beta period and for 12 months thereafter
This non-compete is limited to the specific services described above and does not restrict the Tester's general right to work or engage in unrelated financial technology or business activities.
The Tester acknowledges that:
- The Olympus Pay beta application operates on live financial infrastructure. Payment transactions, card functions, payment link generation, and certain third-party integrations (including flight bookings) may execute with real monetary consequences
- The Tester is advised not to execute payments or banking operations during testing unless genuinely intended, and is solely responsible for any transactions they do initiate
- Where prompted to provide personal or financial information for KYC/AML purposes, the Tester must provide real, accurate information
- Olympus is not liable for losses arising from tester error, misuse of live features, or intentional circumvention of beta guidelines
- All feedback, bug reports, suggestions, recordings, screenshots, and communications submitted by the Tester become the intellectual property of Olympus Group Holdings, Inc. with no compensation or attribution obligation
Nothing in the Tester's participation grants any right, title, or interest in the Olympus Pay platform, application, infrastructure, brand, data, or intellectual property. The Tester shall not copy, decompile, reverse-engineer, or create derivative works from any part of the application. All feedback and submitted materials vest immediately and irrevocably in Olympus Group Holdings, Inc.
Non-disclosure obligations remain in effect for the longer of 5 years from the date of access or for as long as the relevant information remains non-public. Non-compete obligations remain in effect for 24 months from first access. Intellectual property assignments survive indefinitely. Termination of beta access does not terminate these obligations.
The Tester acknowledges that breach of this agreement would cause irreparable harm to Olympus for which monetary damages would be insufficient. Accordingly, in addition to all other remedies at law or in equity, Olympus is entitled to seek injunctive and other equitable relief without bond or security in any court of competent jurisdiction. The prevailing party in any enforcement action shall recover reasonable legal costs and fees.
This Agreement is governed by the laws of England & Wales. For Testers accessing the application in Botswana, the laws of the Republic of Botswana apply concurrently to the extent of any territorial overlap. Disputes shall be resolved by binding arbitration under the rules of the Chartered Institute of Arbitrators (UK), seated in London. Each party irrevocably submits to the exclusive jurisdiction of the courts of England & Wales as a fallback.
If any provision is found unenforceable, it shall be modified to the minimum extent necessary to make it enforceable, and all other provisions remain in full force. This Agreement constitutes the entire agreement between the parties on its subject matter and supersedes all prior discussions or understandings.
We're accepting a small first cohort. Most fields are required for KYC compliance and region-controlled access.
Application received.
Save your access code below — it's shown once and is your key to the Tester Portal. We'll review your application and activate your portal access within 4 weeks, pending sandbox licensing. The portal stays locked until you're approved.
Your NDNC agreement is in effect from this moment. Do not share your access code or application details with anyone.